Credit Hire

Jake is regularly instructed nationwide for both Claimants and Defendants in credit hire matters, often appearing on behalf of some of the UK’s largest car hire companies and insurers.  He has a strong and successful practice in this area, often dealing with cases allocated to the Fast and Multi Tracks on account of the value of credit hire involved.

Drawing on his extensive experience, Jake provides practical and realistic advice in relation to the likely result at trial and is therefore often able to secure favourable outcomes during settlement negotiations.  At trial Jake is comfortable with the full complement of arguments commonly raised in such litigation, including technical legal arguments concerning enforceability on the basis of misrepresentation/collateral agreements and applicable Consumer Credit legislation.  Jake is able to deploy or resist all of the relevant arguments as and when required in order to secure the best result for his client.

Jake ensures that he is up to date with the most recent authorities in this continually developing area of law and his advice on credit hire issues is often sought out by other practitioners.  He was previously heavily involved in the realisation of outstanding hire charges, valued in excess of £4million, acquired by a corporate entity on the insolvency of a well-known hire company.  He has provided training to solicitors concerning updates to credit hire and has assisted in drafting a training manual to County Court Advocates in respect of credit hire issues.

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Notable Cases


Correia v Williams
Acting for the successful Defendant/Respondent in the now leading authority on the approach to be adopted by the Court in relation to the admission (or otherwise) of witness statements for non-English speaking witnesses, which have been prepared in a procedurally defective way.

Axa Insurance Ltd v Lakhani
Representing the Claimant/Respondent in a credit hire claim concerning the proper approach to the determining the appropriate rate of hire.

UKIP v (1) Braine; (2) Sharp; (3) Persons Unknown
Representing the Claimant in a series of applications in a claim concerning alleged brief of confidence and breach of director's duties.

If you would like to instruct Jake Rowley or would like help or advice in doing so, please call and talk to our excellent clerking team, led by Chief Executive/Director of Clerking, Paul Cray. Our phone number is +44 (0)20 7583 9241. Alternatively, please email us at chambers@farrarsbuilding.co.uk

For more information about our clerking team, please click here for the clerks page.

Appointments & Memberships


  • Personal Injury Bar Association
  • London Common Law & Commercial Bar Association

Education & Qualifications


BPTC, College of Law, London (Outstanding) [including top mark for Opinion Writing on the BPTC at The College of Law (95%)].

LLB (Hons), King’s College, London (Upper Second Class).

Publications


Low Velocity Impacts in Road Traffic Accidents: Law and Practice (published January 2023)

Fundamental Dishonesty and QOCS in Personal Injury Proceedings: Law and Practice (published December 2020).

Jackson’s Children: Recoverability of Success Fees in Child Claimant Cases, published in the Personal Injury Brief Update Law Journal (December 2016).

Recovery of CFA Success Fees and Children, CPDcast.com

Two part CPD podcast following the publication of the below article.

Recovery of CFA Success Fees and Children, Farrar’s Building Website, 2015. [Available here] (An article analysing the amendments to CPR Parts 21 and 46, and their respective practice directions, in relation to the recoverability of success fees charged by a solicitor from a child claimant’s damages and the new rule framework introduced to facilitate such payments).

Case law updates for the Farrar’s Building Personal Injury and Employment Law Newsletters.

Putin Gets Closer to the “Untouchables”, Thomson Reuters Complinet, 2013. (A discussion of developments in Russian anti-corruption legislation and its likely impact).

The Red Army Marches Out of Cyprus, Thomson Reuters Complinet, 2013. (A discussion in relation to the movement of illicit Russian funds away from Cyprus following its banking collapse and relevant anti-money laundering considerations).  (One of the top 10 most read articles of the month).

Previous Employment


Before commencing pupillage, Jake spent six months as a legal researcher at Peters & Peters Solicitors, one of the UK’s leading boutique litigation firms. He carried out specific research tasks, drafted conference papers and co-authored blogs and articles across the spectrum of Peters & Peters’ practice areas with particular focus on extradition, bribery and corruption, EU sanctions, anti-money laundering and international asset recovery.

Jake also spent 18 months as a County Court Advocate appearing daily in the County Courts, High Court and in the Leasehold Valuation Tribunal (as it then was). Jake dealt with a broad range of matters including mortgage repossessions and related applications; return of goods hearings; charging order applications; various personal insolvency hearings including bankruptcy petitions and applications to annul bankruptcy orders; and residential and commercial landlord and tenant disputes.  Jake continues to accept instructions in these areas.

Personal Interests


Jake is a former international fencer having won a Junior Commonwealth Games gold medal representing England. He also fenced for Great Britain at the Junior World Championships and at numerous Junior World Cups.

Jake is also a retired international sabre referee. At the time of his qualification, Jake was the youngest international sabre referee in the world. He has officiated at all age levels, both domestically and abroad, and has refereed the finals of the Great British Senior National Championships (on numerous occasions), Junior World Cups, and the Junior Commonwealth Games.

Jake enjoys listening to classical cello music, watching musical theatre and supporting Liverpool Football Club.