Credit Hire

Joel has extensive experience of credit hire, including several Multi-Track claims pleaded in excess of £100,000. He represents both claimants and defendants, and he is well versed in the full range of arguments surrounding enforceability, need, period, impecuniosity and rate.

He prides himself on keeping up to date with the latest case law in this ever evolving area of law and he has a particular interest in taxi cases.

Joel has also successfully represented clients of credit hire companies who have been pursued directly for unpaid charges.

Joel could point to numerous cases where he has acted for the defendant and had the claim for hire dismissed in its entirety or overwhelmingly reduced, and where he has acted for the claimant and secured recovery in full. A few examples include:

  • Reducing the claim for hire by over 90% by successfully arguing that the correct measure of loss in a taxi case was loss of profit and not the cost of hire
  • Recovering hire charges in full for a claimant who had not provided full financial disclosure by successfully arguing that the usual debarring order did not bite and that there was sufficient evidence for the court to conclude that the claimant was impecunious
  • Representing a signatory to a credit hire contract who was pursued by the credit hire company and successfully arguing that she had no liability for any charges on the basis of misrepresentation
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If you would like to instruct Joel McMillan or would like help or advice in doing so, please call and talk to our excellent clerking team, led by Chief Executive/Director of Clerking, Paul Cray. Our phone number is +44 (0)20 7583 9241. Alternatively, please email us at

For more information about our clerking team, please click here for the clerks page.

Appointments & Memberships

  • Personal Injury Bar Association
  • Free Representation Unit
  • Education Law Association

Education & Qualifications

Prizes and Awards

2017       South Eastern Circuit scholarship to attend the Florida Bar Advanced Trial Advocacy Program at the University of Florida

2013       Certificate of Honour for Results in the BPTC, Middle Temple

2013       The Times Law Award essay competition:  Runner Up

2013       The Kingsland Cup national mooting competition: Runner Up (final held in the Supreme Court in front of Lord Carnwath JSC)

2012       Blackstone Entrance Exhibition, Middle Temple

2011       Jules Thorn Scholarship, Middle Temple


2012 – 2013     BPTC, BPP Law School, London: Outstanding

2011 – 2012     GDL, City University, London: Commendation

1999 – 2003     MA (Hons) History, University of Edinburgh: First Class

Previous Employment

Before converting to law Joel was on the Civil Service Fast Stream. Joel’s experiences in Whitehall included training MPs on the new parliamentary expenses system, drafting a Cabinet paper, working in the private office of a Secretary of State, and advising Ministers on the development of Government policy.

Prior to that, Joel led and managed cultural tours of Western Europe for groups of multi-national clients, giving lectures on the history of the countries and guided tours of a number of cities, including Paris, Rome, Florence, Venice, Barcelona, Vienna, Berlin, Amsterdam and London.

Personal Interests

Joel and his wife have recently started a family but he still makes time for cycling, theatre, travel, cooking, and playing football and tennis. He also has a keen interest in history and politics.