John Meredith-Hardy

He is very thorough, hard-working and possesses an incisive intellect.

Chambers and Partners 2016

John Meredith-Hardy

  • Called in 1989


John is regularly instructed on coverage, indemnity & related disputes by both insurers and the insured. RTA insurance coverage, including MIB, Article 75 and uninsured & untraced drivers, are common themes in John’s practice.

John’s insurance work dovetails with his commercial, common law and PI practices as insurance claims involve liability issues falling within these areas of expertise.

Examples of cases undertaken

Wasley v MIB & UK Insurance – coverage dispute concerning RTA insurance where the accident occurred not on the road or public place; declaratory relief

P v Hospital & Medical Care Association – coverage dispute regarding medical expenses insurance

Corder v Boyd, D & MIB – RTA coverage and liability of car owners to those not permitted to drive

Downing v Chartis Insurance Co – coverage of personal accident policy following clinical negligence

Carmichael & Sons (Worcester) Ltd v NIG – property insurance & indemnity claim successfully defended following a land slip

Thorpe v Cruze & Gallantree – destruction of neighbouring thatched premises by fire, causation and insurance indemnity

Walding & Savage v Singh & others – High Court trial – tenants successfully claimed insurance monies wrongfully taken by the landlord after premises destroyed by fire; freezing injunction before & after judgment

Lloyd & others v The Charles Group & others The Stax Litigation ­- independent financial advisers & professional indemnity coverage

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Notable Cases

AAA by her litigation friend BBB v MIB & another EWHC 22.7.16
Settlement of £4 million plus interim payments of £357,725 for a brain injury sustained in an RTA when age 2 & age 21 on date of settlement.

XP v (1) Compensa Towarzystwo SA (2) Bejger [2016] EWHC 1728 (QB)
High Court trial relating to, inter alia, apportionment of damages following consecutive road traffic accidents, the first in Poland followed two years later by an accident in the UK.

Nusantara Energy Ltd v Healey (2015)
Breach of company director’s duties, director’s negligence and breach of fiduciary duty.

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Jesmin v WH Smith Retail Holdings Ltd (2015)
Chronic pain claim for substantial damages dismissed after a trial and damages awarded for minor soft tissue injury.

Middlemiss v Ministry of Defence (2014)
Serious eye injuries sustained whilst a Junior Soldier.

UK Acorn Finance Limited v Vincent (2014)
Agricultural mortgages & a claim for Consumer Credit Act 1974, s.140B relief.

SWT Ltd v Hind & Steel (2014)
Issues concerning liability for trees by an occupier and the duty of care owed by a tree surgeon to third parties.

Bardsley v Dovehaven Nursing Home (2013)
Successful defence of a claim for negligent care by a nursing home.

D v CICA (2013)
CICA claim for a victim of child abuse resulting in brain injury and spastic quadriplegia.

Carmichael & Sons (Worcester) Ltd v NIG (2013)
Insurance indemnity claim successfully defended following a land slip.

Pilcher v Stan & Others (2013)
Advance fee fraud, freezing injunctions and recovery of 'money had & received'.

Ferguson v Ossett Brewery Pub Co Ltd (2013)
Nuisance claim concerning land slip and damage to neighbouring land.

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If you would like to instruct John Meredith-Hardy or would like help or advice in doing so, please call and talk to our excellent clerking team, led by senior clerk Alan Kilbey MBE. Our phone number is +44 (0)20 7583 9241. Alternatively, please email us at

For more information about our clerking team, please click here for the clerks page.

Appointments & Memberships

  • Professional Negligence Bar Association
  • Personal Injury Bar Association
  • Western Circuit

Education & Qualifications

  • MA Hons, History & International Relations, St Andrews (1987)
  • Diploma in Law, London (1988)

Directory Quotes

John Meredith-Hardy was listed in 2016 as a leading personal injury junior in both Chambers & Partners and the Legal 500.

Has a proven track record advising on CICA, fatal accident and catastrophic injury claims. He is highly regarded for expertise in handling asbestos exposure and other work-related claims.

Strengths: “He is very thorough, hard-working and possesses an incisive intellect.”
Chambers UK

‘He has great attention to detail and makes sure no stone is unturned.’
Legal 500

JMH personalised Ranked InTop_tier_firms

Personal Interests

  • Mountaineering & Ski Touring
  • Motor Cycling
  • Paragliding
  • Sailing